.payment-hero {
  max-width: 760px;
  margin-bottom: 56px;
}

.payment-badge {
  width: fit-content;
  padding: 8px 14px;
  margin-bottom: 24px;
  border-radius: 100px;
  background: var(--gray-light);
  color: var(--red);
  border: 1px solid var(--gray-dark-line);
}

.payment-title {
  margin-bottom: 18px;
}

.payment-description {
  max-width: 560px;
}

.payment-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.payment-card {
  position: relative;
  padding: 32px;
  border-radius: 24px;
  background: var(--white);
  border: 1px solid var(--gray-dark-line);
  overflow: hidden;
  transition: var(--transition);
}

.payment-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 40px rgba(37, 42, 59, 0.08);
  border-color: red;
}

.payment-card:hover::before {
  opacity: 1;
}

.payment-card > * {
  position: relative;
  z-index: 1;
}

/* ОБНОВЛЕННЫЕ СТИЛИ ДЛЯ ИКОНКИ (Центрируют тег img внутри рамки) */
.payment-icon {
  position: relative;
  width: 60px;
  height: 60px;
  min-width: 60px;
  border-radius: 18px;
  border: 1px solid var(--gray);
  transition: var(--transition);

  /* Новое: выравниваем загружаемый SVG строго по центру */
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Новое: контролируем размер и адаптивность встроенной картинки */
.payment-icon img,
.payment-icon svg {
  width: 40px; /* Оптимальный размер иконок в рамке 60х60 */
  height: 40px;
  object-fit: contain;
  transition: var(--transition);
}

.payment-card:hover .payment-icon {
  transform: translateY(-2px);
  border-color: rgba(239, 35, 60, 0.18);
}

/* Анимация увеличения самой иконки при наведении на карточку */
.payment-card:hover .payment-icon img,
.payment-card:hover .payment-icon svg {
  transform: scale(1.05);
}

.payment-card-head {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 24px;
}

.payment-card-head .payment-icon {
  flex: 0 0 auto;
}

.payment-card-head h3 {
  margin: 0;
}

.payment-content {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.payment-content h3 {
  margin-bottom: 2px;
}

.payment-note {
  margin-top: 18px;
  padding: 18px;
  border-radius: 18px;
  background: var(--gray-light);
  border: 1px solid var(--gray);
}

.payment-note-title {
  display: block;
  margin-bottom: 14px;
  color: var(--blue-dark);
}

.payment-note ul,
.payment-extra-content {
  display: flex;
  flex-direction: column;
  margin-bottom: 15px;
}

.payment-note ul {
  gap: 10px;
}

.payment-extra {
  position: relative;
  margin-top: 48px;
  padding: 42px;
  border-radius: 28px;
  background: var(--blue-dark);
  color: var(--white);
  overflow: hidden;
}

.payment-extra::before {
  content: "";
  position: absolute;
  top: -180px;
  right: -140px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.05);
}

.payment-extra-header,
.payment-actions {
  display: flex;
  align-items: center;
  position: relative;
  z-index: 1;
}

.payment-extra-header {
  gap: 18px;
  margin-bottom: 24px;
}

.payment-extra-header .payment-icon {
  background: var(--white);
  border-color: rgba(255, 255, 255, 0.1);
}

.payment-extra-content {
  position: relative;
  z-index: 1;
  max-width: 820px;
  gap: 16px;
}

.payment-actions {
  margin-top: 32px;
  gap: 20px;
}

.payment-actions .btn.simple {
  color: var(--white);
}

.payment-actions .btn.simple::after {
  background: var(--white);
}

/* Возврат товара */
.payment-refund {
  margin-top: 56px;
}

.payment-refund__title {
  margin: 0 0 28px;
}

.payment-refund__card {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 360px);
  gap: 32px;
  align-items: start;
  padding: 32px;
  border-radius: 24px;
  background: var(--white);
  border: 1px solid var(--gray-dark-line);
}

.payment-refund__main {
  display: flex;
  flex-direction: column;
  gap: 28px;
  min-width: 0;
}

.payment-refund__text {
  margin: 0px;
}

.payment-refund__text > :first-child {
  margin-top: 0;
}

.payment-refund__text > :last-child {
  margin-bottom: 0;
}

.payment-refund__actions {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
}

.payment-refund__download {
  min-width: 240px;
}

.payment-refund__hint {
  margin: 0;
  max-width: 420px;
}

.payment-refund__check {
  margin: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}

.payment-refund__check-frame {
  width: 100%;
  padding: 16px;
  border-radius: 18px;
  background: var(--gray-light);
  border: 1px solid var(--gray);
  box-shadow: 0 12px 32px rgba(37, 42, 59, 0.06);
}

.payment-refund__check-frame img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 10px;
  object-fit: contain;
}

.payment-refund__check-caption {
  margin: 0;
  text-align: center;
}

/* АДАПТИВНОСТЬ */
@media (max-width: 1023px) {
  .payment-grid {
    grid-template-columns: 1fr;
  }

  .payment-card {
    padding: 28px;
  }

  .payment-extra {
    padding: 32px 28px;
  }

  .payment-refund__card {
    grid-template-columns: 1fr;
    padding: 28px;
  }

  .payment-refund__check {
    max-width: 320px;
    margin: 0 auto;
    order: -1;
  }
}

@media (max-width: 767px) {
  .payment-page {
    padding-bottom: 80px;
  }

  .payment-hero {
    margin-bottom: 36px;
  }

  .payment-grid {
    gap: 18px;
  }

  .payment-card {
    padding: 22px;
    border-radius: 20px;
  }

  /* Подгоняем размеры контейнера на мобилках */
  .payment-icon {
    width: 52px;
    height: 52px;
    min-width: 52px;
    border-radius: 14px;
  }

  /* Подгоняем размеры картинок внутри на мобилках */
  .payment-icon img,
  .payment-icon svg {
    width: 34px;
    height: 34px;
  }

  .payment-extra {
    margin-top: 32px;
    padding: 24px 20px;
    border-radius: 22px;
  }

  .payment-extra-header {
    align-items: flex-start;
  }

  .payment-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .payment-refund {
    margin-top: 36px;
  }

  .payment-refund__card {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 22px;
    border-radius: 20px;
  }

  .payment-refund__main {
    gap: 22px;
  }

  .payment-refund__download {
    width: 100%;
    min-width: 0;
  }

  .payment-refund__check-frame {
    max-width: 280px;
    margin: 0 auto;
  }
}